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KMID : 0861120070110020175
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Korean Journal of Oriental Preventive Medicine
2007 Volume.11 No. 2 p.175 ~ p.188
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An Analysis of Automobile Insurance and Health Insurance Patients’ Uses of the Medical Services
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Yoo Hyeong-Sik
Bark Tae-Seab
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Abstract
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The purpose of this study was to confirm the reasons why the medical institutes avoid the traffic accident victims covered by the automobile insurance. For this purpose, a university hospital was sampled to comparatively analyze days of hospitalization, average medical cost per day, ratio of optional medical cost, average cost by injury/age group/department, distribution of MRI photographing, etc., between health insurance and automobile insurance patients. Accordingly, in order to assure automobile patients of a reasonable rights of medical services, it is deemed necessary to arrange a fair system encouraging them reduce the days of their hospitalization as well as a complementary mechanism preventing unnecessary expensive medical services due to the hazard.
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KEYWORD
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health insurance, automobile insurance, days of hospitalization, average medical cost
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